l.za.group/FzWw8
Opens ZA Bank's invite flow. ZA Bank's terms decide who qualifies and what they get.
What new customers can get (programme to 18 Nov 2026)
ZA Bank's member-get-member page (bank.za.group, checked 27 Oct 2026) says the programme runs 10 September to 18 November 2026. For the person being referred, it lists:
- Welcome rewards valued at HKD 2,000, including a time-deposit rate-up coupon that gives 20% p.a. on a 7-day HKD deposit after a single deposit of at least HKD 1,000 within 14 days.
- Further rewards tied to asset or ZA Card spending targets, such as a USD 30 stock coupon at higher asset levels.
- You must be a brand-new ZA Bank customer, open a savings account with the invitation code, and be physically in Hong Kong with valid ID when applying.
The "HKD 2,000" figure is ZA Bank's own valuation of a bundle of coupons and rate-ups. It isn't HKD 2,000 in cash.
Is ZA Card a crypto card?
No. ZA Card is a Visa debit card on a Hong Kong HKD account at a licensed virtual bank. We include it as the local-banking benchmark. ZA Bank lists a foreign-currency handling fee (around 1.95%). Read our ZA Bank review.
Opening the account
- Check eligibility
Hong Kong ID or valid ID, physically in Hong Kong, and never held a ZA Bank product before.
- Open via the referral link
Install the ZA Bank app from the link and open a savings account with the invitation code applied.
- Meet the deposit condition
A single deposit of at least HKD 1,000 within 14 days. Then claim the coupon in ZA Quest within 7 days.
Frequently asked questions
What is the ZA Bank referral reward in October 2026?
Welcome rewards valued at HKD 2,000 for eligible new HK customers (programme 10 Sep–18 Nov 2026). It's a bundle of coupons and rate-ups, not cash.
Can I use the ZA Bank invite outside Hong Kong?
No. ZA Bank requires applicants to be physically in Hong Kong with valid ID.
Disclosure. Referral links on this page may pay CryptoCardCodes at no extra cost to you. Terms, rewards and availability are set by each provider and can change. Not financial advice.